Regulatory first
PCI-DSS, SOC 2 Type II, PSD2 compliant with global KYC/KYB orchestration baked in.
Digital banking reimagined
Zuripay powers compliant wallet infrastructure, cards, and payouts in one modern API.
Launch embedded finance experiences with instant wallet creation, programmable virtual cards, real-time treasury orchestration, and global merchant settlements.
Trusted by regulated fintechs
AtlasPay
Northwind Bank
Orbital Commerce
Vertex Capital
Flux Markets
Programmable ledgers
Multi-ledger wallet engine with FX rules, reserve accounts, and automated reconciliation.
API-native security
Granular API scopes, encrypted vaulting, and real-time anomaly detection.
Our impact
Powering financial inclusion across Africa
2.5M+
People onboarded
20
African countries available
$8.5B+
Payments settled
Capabilities
Feature-rich building blocks for bank-grade experiences.
Every Zuripay surface inherits monitoring, audit trails, and sandbox parity.
Wallet APIs
Create multi-currency wallets, manage balances, and orchestrate controls in real time.
- Multi-currency wallet creation and management
- Real-time balance tracking and updates
- Programmable spending controls and limits
- Automated reconciliation and reporting
- Reserve account management
- FX conversion and currency routing
Virtual cards
Issue card numbers instantly, set spend limits, and route authorizations globally.
- Instant virtual card issuance via API
- Dynamic spend limits and merchant controls
- Single-use and multi-use card options
- Global authorization routing
- Network tokenization support
- Real-time card status management
Transaction monitoring
Machine learning signals identify AML risks, duplicate transactions, and fraud patterns.
- AI-powered fraud detection and prevention
- AML risk scoring and alerts
- Duplicate transaction detection
- Real-time anomaly detection
- Customizable risk rules and thresholds
- Comprehensive audit trails
Webhooks
Deterministic event delivery with replay controls, signatures, and latency SLOs.
- Reliable event delivery with retry logic
- HMAC signature verification
- Webhook replay and replay console
- Sub-second latency guarantees
- Dead-letter queue management
- Event schema versioning
Developer sandbox
Replica environments with seeded data, test cards, and observability hooks.
- Production-parity test environment
- Pre-seeded test data and accounts
- Test card numbers and scenarios
- Full observability and debugging tools
- API contract testing
- Automated test suite integration
Insights
Unified treasury dashboards with configurable cohorts and ledger drill-downs.
- Real-time treasury dashboards
- Configurable user cohorts and segments
- Deep ledger transaction drill-downs
- Customizable reporting and analytics
- Export capabilities for compliance
- Performance metrics and KPIs
Try it now
Generate your virtual card
Experience instant virtual card creation with our interactive demo.
4532 •••• •••• 7890
Cardholder
ZURIPAY USER
Expires
12/26
VISA
Wallet orchestration
Brands embed compliant accounts, manage balances, and automate payouts across 30+ corridors.
- Instant FX quotes
- Ledger reconciliation
- Multi-entity support
Programmatic cards
Generate single-use cards, dynamic CVCs, and merchant-locked controls through one API call.
- BIN sponsorship
- Spend intelligence
- Network tokenization
Merchant settlements
Payout marketplaces faster with pre-funded rails, automated compliance, and customizable cutoffs.
- Same-day clearing
- Embedded verification
- Smart liquidity routing
Case studies
Teams modernize payments on Zuripay.
“Zuripay’s webhook reliability and ledger primitives saved us months of building. We launched embedded banking without touching legacy cores.”
“We issue thousands of cards daily with zero manual ops. The sandbox mirrors production, so our developers ship confidently.”
“Fraud alerts, payouts, and treasury are unified. Zuripay reduced our settlement time from days to minutes.”
Ready to build?